The Rural Credit Cooperatives experienced the establishment stage, frustration stage, recovery stage and deepening reform stage. Its continuous reform and progress adapt to the development of rural economy which needs to rely on the credit business of Rural Credit Cooperatives. Facing the situation of rural capital financing sources,the article explores its development situation of agricultural credit, as well as the existing problems from the perspective of Rural Credit Cooperatives. At last it recommends that the government and Rural Credit Cooperatives should develop the agricultural credit...