Aiming at the increasing aging in urban areas of China and high pressure of family supporting and social provision for the aged, this paper points out the urgency and necessity of implementing the "House for Pension Program" .By analyzing the basic mechanism of the program and trimming a series of patterns of changing the equity to fund or service to analyze their obstacles Aiming at those obstacles finds out break-through route, puts forward a number of break-through programs such as injecting credit of government, developing diversified pro...