For a long time,the persistence of urban-rural dichotomy has made it difficult to reach the balance point of financial resources between urban and rural areas in China,while the inequality of education has exacerbated the income distribution gap between urban and rural residents in China.This paper selects the provincial panel data from 2011 to 2020,collects and calculates the digital financial inclusion index,average years of education,theil index and other indicators,and chooses the fixed-effects model for regression analysis.The multi-dimensional empirical research shows that:China's digita...