There is not regulation in China＇ s Insurance Law about whether the insurer should bear the payment lia- bility for insurance accident by gross negligent act. There are different viewpoints between the insurance legal socie- ty and insurance practitioners. The concept of gross negligence has different regularization function in civil law ver- sus the insurance law. To include insurance accident by gross negligent act in the scope of payment is beneficial for protecting the interests of insurance consumers and meets the requirements of public p...
