期刊论文

中文

科技进步与对策

1001-7348

2019

36

4

17-24

10.6049/kjjbydc.2018040627

本校为第一机构

"互联网+"与普惠金融深度融合对技术创新具有重要影响.通过系统阐述"互联网+"与普惠金融对技术创新的影响机制,基于2006-2016年中国内地30个省份面板数据进行实证研究.结果发现,"互联网+"通过规模效应和竞争效应促进技术创新;普惠金融通过激发社会底层动力和内在活力推动技术创新.由于东中西部地区互联网发展存在巨大差异,"互联网+"在东、中、西部地区对技术创新的影响效果出现明显的区域分岔.进一步研究发现,"互联网+"与普惠金融确实具有较强的联动性特征,其形成的交叉作用加强了"互联网+"对技术创新的推动作用.根据上述研究结论,提出相应政策建议.

The deep integration of"Internet+"and inclusive finance has had an important impact on technological innovation.This paper systematically expounds the influence mechanism of"Internet+"and inclusive finance on technological innovation,and conducts an empirical study based on the panel data of 30 provinces in China from 2006 to 2016.The study found that"Internet+"promotes technological innovation through scale effect and competition effect;inclusive finance promotes technological innovation by stimulating the underlying dynamics and internal dynamism of society.Due to the huge differences in Int...