After joining WTO, the finance will continue to expand t he opening, the number of foreign banks in China will increase quickly and the scales of its business will enlarge gradually, which will lead our state-owned commercial banks to a more serious situation and intensive challenge. Therefore, We should completely use the preferential terms and exceptions according to the WTO agreements and international conventions: enhancing the bank's reform of itself; improving the political envi ronments of bank's; perfecting the foreign capital bank's supervision and management system by The Center Bank...