The Evolution Tendency of Peasant Households＂ Demand for Formal Credit Services and Their Credit Behavior An Analysis of a Survey Made among 4178 Peasant Households from 254 Villages Which Were Scattered in 27 Provinces in China
作者：
李松有;叶虎
作者机构：
华中师范大学中国农村研究院
[叶虎] 柳州市区农村信用合作联社
[李松有] 华中师范大学
语种：
中文
关键词：
农户;农村信贷;信贷约束;农村经济;现代金融制度
关键词(英文)：
peasant household;rural credit;credit constraint;rural economy;modern financial system
To a great extent formal credit services have eased the fund shortage with which rural economic development is confronted.A survey on peasant households＇ demand for formal credit services and their credit behavior was made in which 4178 peasant households all over the country served as respondents. Result showed that the peasants lack of demand for formal credit services while private lending and informal credit was prevailing. The demand for consumer credit services was very strong in west China while the demand for agricultural, industrial a...
