期刊论文

Overseas Experience of Micro-credit and Its Inspiration for Real Estate Market of China

中文

建筑经济

1002-851X

2010

12

17-20

10.14181/j.cnki.1002-851x.2010.12.028

本校为其他机构

小额信贷作为一种为中低收入群体服务的特殊信贷制度,自上世纪八十年代初兴起,经过三十年的发展已形成了多种模式。许多国家通过发展小额信贷,在创造就业机会、完善微型金融市场、为中小企业和中低收入者融资等方面取得了成功。小额信贷的基本模式和核心机制值得我国借鉴和推广,这些成功的国际经验可为我国房地产市场发展小额信贷业务提供有益的启示。

Appeared in 20th century 80＇s,the microfinance is taken as a special credit system for the low-income populations.After thirty years of development,the microfinance has formed a variety of patterns.In many countries,the microfinance is improved to be an effective tool of obtaining employment opportunities and increasing earnings,and it is vital to improve the financial market.The foreign micro-credit and its core mechanism worthwile to learn,and such successful experience is a be...